Justin Pritchard, CFP, is a fee-only advisor and an skilled on personal finance. That covers banking, loans, investing, mortgages, and an ext for The Balance. He has actually an MBA indigenous the university of Colorado, and also has worked for credit unions and huge financial firms, in addition to creating about personal finance for an ext than 2 decades.

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There are less complicated ways come pay, and also they're regularly free.MoMo Productions / Getty Images

Want come make her life also easier? use fewer checks—or at least have your bank write her checks for you.

Online bill paymentallows you to set upautomatic payments or simply pay once you feeling likeit. Your bank will pay electronically if possible, or print a check and mail it. This company is typically totally free with most checking accounts, and also you have the right to send payments to businesses and individuals.

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Debit cardscan be offered at merchants and online retailers. Similar to a check, her debit card pulls funds from her checking account. For everyday spending, it might be much safer to use credit cards to minimize the chance of errors and also fraud hitting her checking account.

Peer-to-peer (P2P) payment serviceshelp friend send money to friends and also family,often because that free. Those services draw money from her checking account electronically, for this reason you’ll instantly have a document of every transaction.